Why I don't automate my bill payments and/or savings

Two simple reasons:

1. Most of my monthly bills vary month to month; and
2. I like handling my money/bills.

I love paying my bills when they are due. I enjoy looking logging into my bank account on pay day to pay my bills. Taking care of my bills "manually" helps me to keep a finger on the pulse of my financial life. Every pay period I check my accounts, look at my spreadsheet, move money around, do a quick assessment to decide if the current system is fine or needs adjustment. I don't need to put distance between me and my money.