Damn ING Direct. Really?

ING Direct lowered the interest rate on their savings AGAIN, this time to 1.15% APY. Dude. Seriously. Damn. I'm seriously considered moving my money to another bank where I could earn a higher interest rate, however I know this is really going on everywhere. But still, seems ING Direct is quick to decrease their rates before anyone else. This is giving me a lot to consider, especially the idea of starting a CD ladder.

I actually OWE the government money

$189 to be exact. I'm pretty sure it has to do with changing my deductions because I always got money back (about $300), however I changed that a while ago. I'm not sure what could have caused it to be that I actually owe money this year. Especially since I made more money in 2008 than in 2009. Oh well, it's not a lot, so no big deal. I just wasn't expecting it. Still though, I want to look into why this happened.

Anyway, I'll actually file my taxes this weekend along with the payment.