- I rarely use; and
- Gives so little when I do?
My oldest credit card gives me 1 mile per dollar spent and has a low interest rate (8%). The downer is that the annual fee is $60 (ouch!). From what I understand, reward cards like that rarely waive their fee. I don't think I'd have much luck since I don't use that card that much, and when I do, I pay the balance immediately. That $60 per year is all the money they make on me, so I don't see them too willing to waive or lower it. Guess it couldn't hurt to ask though.